The bank sponsor proposes to complete activities on 47.6 acres of privately owned property that would result in the establishment of both emergent wetland and stream mitigation credits. One of the goals of this bank is to restore 4,022 linear feet of White Fox Creek to generate an initial estimate of 35,382.16 stream credits. The bank sponsor proposes to use many different in-stream methods to aid in restoring this portion of White Fox Creek, including improving floodplain connectivity, installation of floodplain benches, and restoring stability in highly eroded areas by re-sloping and reshaping the banks and applying bank stabilization if necessary.